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Friday, March 28, 2008

I am thinking about buying pet insurance, any ideas?

When my cats were younger, I had pet insurance. After a year or two of never using it, I figured I could have spent that money better. I have two that I want to insure. My cats are getting older, 10 and 11, so I think it might be a good idea. I never want to be in a situation where they need some kind of emergency surgery or something and I don't have the money. I did have a situation where my cat, Gaby, needed some emergency care and it cost over $500. Thankfully, I had the help of my grandparents to pay for it. I don't anymore. (Gaby was a victim of animal cruelty and needed lifesaving care-for Gaby's story, click here)

I am a student and I am perpetually broke. I would rather pay $20 or $30 a month if it helps me pay for a surgery later.

Does anyone have ideas on Pet Insurance companies? Do you have pet insurance? Are you satisfied?


  1. Kristy,

    Start by visiting for info on all the major pet insurance plans.

    Good luck!

  2. Hey There,

    I work for a company called Trupanion who has a great product, but will enroll only puppies and kittens. The problem you may find if you go to file claims, since your pets are much older, is that insurance companies won't cover a claim due to pre-existing conditions. That is, if they have had any medical problems in the past an insurance company won't cover anything relating to those problems.

    I would just make sure to do your research and find out how much a company would pay on a given situation, as cheaper policies tend to pay out much less.

    Good luck!

    A great place to look around might also be


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